Which wealth-management clients are you looking for, Comfortable or Kinda Rich?

Here's a wealthy Wall Streeter's guide to the gradations of affluence, as recounted by Lee Eisenberg, author of The Number.

Which market segments are you targeting?

COMFORTABLE
The number
$1-million to $2-million

- A scaled-back lifestyle post-retirement that still includes dining and travelling modestly. A nice life, nonetheless.

COMFORTABLE PLUS
The number
$2-million to $5-million

- A scaled-back lifestyle post-retirement that still includes dining and travelling modestly. Add membership in a mid-priced club and, maybe, a small second home.

KIND OF RICH
The number
$7-million to $10-million

- People who like to stay at the Four Seasons and spend their time shuttling between expensive homes.

RICH
The number
$20-million

- Spend weekends abroad, belong to a gated golf community, charter private jets and party with wealthy people like Henry and Marie-Josee Kravis.